Services
Serving Jefferson City, Columbia, Osage Beach, Hermann, Fulton
Life Insurance
We have many different forms of life insurance. All being: term life insurance, whole life insurance, universal life insurance, and final expense life insurance. Click the button below to find out which one will be best for you. Or contact us and we will help you find the best life insurance that works for you.
Annuities
Annuities are not new to the world of investments. However, they have become very popular in recent years because people are looking for safe (sometimes guaranteed) ways to make high returns on investments. An annuity is a agreement you reach with an insurance company where you build up funds that will be paid by the insurance company at a later time. This will be based on your needs. If you have a fixed annuity the investment and earned are guaranteed. You will get a fixed payment that is stated in a contract. The cash is paid to you in the form that you choose.
Medicare Supplements
Medicare will pay for a portion of health care needs. It will help cover the cost of hospitalization, a nursing facility, physician’s services, and needed supplies. A Medicare supplement insurance policy covers all or part of the expenses that Medicare does not, depending on the plan chosen.
Medicare Advantage
Individuals who choose a Medicare Advantage plan are able to obtain healthcare from a wide variety of hospitals and doctors instead of just a select few. Furthermore, a Medicare Advantage plan is a private health insurance plan. Initially referred to as Part C, Medicare Advantage plans typically contain two different networks of doctors for individuals to choose from: PPO or HMO.