Jefferson City, MO Medicare Supplements (Medigap)
Serving Jefferson City, Columbia, Osage Beach, Hermann, Fulton Missouri
Health Care Payments
Medicare will pay for a portion of health care needs. It will help cover the cost of hospitalization, a nursing facility, physician’s services, and needed supplies. A Medicare supplement insurance policy covers all or part of the expenses that Medicare does not, depending on the plan chosen.
Supplement Policies
- Covers all or part of the expenses that Medicare does not, depending on the plan chosen
- Allows you access to specialists without a referral
- Guaranteed acceptance regardless of health during the Medigap open enrollment. There will be no health questions asked.
Medicare Supplement Plans
These plans are offered through private insurance companies and there are different plans available depending on the company you choose and state you live in. There are some things to consider when looking at the different plans:
- Price-this includes the costs of the premiums, policy fees, and discounts
- Plan Selection- this is going to vary from state to state
- Price Stability- how often will the price increase
- Plan Benefits
Each Medicare Supplement plan is regulated by the government and is required by law to pay exactly the same amount. Plan coverages do not differ from one company to the next. They are the same. The only thing that is different is the company name on your card and the premium you pay.
Example of Medicare Supplement
Plan F Will Pay:
- Part A which is the hospital, coinsurance plus 365 days after the Medicare benefitsPlan Selection- this is going to vary from state to state
- Part B is medical, coinsurance 20 percent
- Skilled Nursing Facility
- Part A hospital deductible
- Part B medical deductible
- Part B extra charges
Plans F and G are both 100% coverage, leaving you with very little to zero out of pocket cost.
The Medigap Plan Makes it Easy
With a Medigap plan, going to the doctor will be easy. It does not matter what insurance company you go through. If your doctor accepts Medicare, they will accept the supplement as well.
Compare Other Supplement Plans
Hutchison Insurance Group will provide you with a personalized report so that you can compare different Medicare supplement plans in your area. We will show you the current rates as well as the rate increase so you can make an informed decision. You will receive a free quote and answers to all of your Medicare supplement/Medigap questions.